Which banks own which brands - the list in full
The following banks and building societies, credit card companies and insurers are in alphabetical order. Scroll down to find out who owns yours. (Click here for the deposit protection rules in full).
|
|
Bank brand |
Owner |
| Abbey | Santander |
| Abbey International | Santander |
| Alliance & Leicester | Santander |
| Alliance & Leicester International | Santander |
| Allied Irish Bank | Allied Irish Bank plc |
| Allied Irish Bank IOM | Allied Irish Bank plc |
| American Express Europe | American Express |
| Ansbacher (Channel Islands) Ltd | Qatar National Bank |
| Bank of Cyprus | Bank of Cyprus |
| Bank of Ireland (NI) | Bank of Ireland Group |
| Bank of Ireland GB | Bank of Ireland Group |
| Bank of Scotland | HBOS |
| Bank of Scotland International | HBOS |
| Barclays Bank | Barclays Bank plc |
| Barnsley BS | Barnsley BS |
| Bath BS | Bath BS |
| Beverley BS | Beverley BS |
| Birmingham Midshires Solutions | HBOS |
| Bradford & Bingley | Santander/The Government |
| Bradford & Bingley International | Santander/The Government |
| Bristol & West International | Bank of Ireland Ltd |
| Britannia BS | Britannia BS |
| Britannia International | Britannia BS |
| British Gas | Centrica plc |
| Buckinghamshire BS | Buckinghamshire BS |
| Butterfield Private Bank | N.T.Butterfield & Son |
| C&G Channel Islands | Lloyds TSB Group plc |
| C Hoare & Co | C Hoare & Co |
| C.I.S. | Co-operative Group |
| Cahoot | Santander |
| Cambridge BS | Cambridge BS |
| Capital One Savings | Capital One |
| Cater Allen Private Bank | Santander |
| Chelsea BS | Chelsea BS |
| Cheltenham & Gloucester | Lloyds TSB Group plc |
| Chesham BS | Chesham BS |
| Cheshire BS | Nationwide BS |
| Chorley & District BS | Chorley & District BS |
| Citibank | Citigroup Inc. |
| City of Derry BS | City of Derry BS |
| Close Brothers | Close Brothers |
| Clydesdale Bank | National Australia Bank |
| Clydesdale Bank International | National Australia Bank |
| Co-operative Bank | Co-operative Group |
| Co-operative Bank (Guernsey) | Co-operative Group |
| Coutts & Co | Royal Bank of Scotland |
| Coventry BS | Coventry BS |
| Cumberland BS | Cumberland BS |
| Darlington BS | Darlington BS |
| Derbyshire BS | Nationwide BS |
| Derbyshire Offshore | Nationwide BS |
| Direct Line | Royal Bank of Scotland |
| Dudley BS | Dudley BS |
| Dunfermline BS | Dunfermline BS |
| Earl Shilton BS | Earl Shilton BS |
| Ecology BS | Ecology BS |
| Egg | Citigroup Inc. |
| Fairbairn Private Bank | Old Mutual plc |
| First Active CI Ltd | Royal Bank of Scotland |
| First Direct | HSBC Bank plc |
| First Trust Bank | Allied Irish Bank plc |
| First Trust Bank (NI) | Allied Irish Bank plc |
| Furness BS | Furness BS |
| Halifax | HBOS |
| Hanley Economic BS | Hanley Economic BS |
| Harpenden BS | Harpenden BS |
| Heritable Bank | Intl Netherlands Grp |
| Hinckley & Rugby BS | Hinckley & Rugby BS |
| Holmesdale BS | Holmesdale BS |
| HSBC | HSBC Bank plc |
| HSBC International | HSBC Bank plc |
| ICICI | ICICI Bank Ltd |
| Icesave | Landsbanki Group |
ING Direct |
Intl Netherlands Grp |
| Intelligent Finance | HBOS |
| International Currency Exchange | Lenlyn Group |
| Investec Bank (UK) | Investec Private Bank |
| Investec Bank (CI) Ltd | Investec Private Bank |
| Ipswich BS | Ipswich BS |
| Irish Nationwide (IOM) Ltd | Irish Nationwide BS |
| Irish Permanent International | Irish Life & Permanent plc |
| Isle of Man Bank | Royal Bank of Scotland |
| Jarvis Investment Management | Jarvis Investment Management |
| Julian Hodge | Julian Hodge Bank |
| Kaupthing Singer & Friedlander | Intl Netherlands Grp |
| Kent Reliance BS | Kent Reliance BS |
| Laiki Bank | Cyprus Popular Bank |
| Landsbanki Guernsey Ltd | Landsbanki Group |
| Leeds BS | Leeds BS |
| Leek United BS | Leek United BS |
| Liverpool Victoria | Liverpool Victoria |
| Lloyds TSB | Lloyds TSB Group plc |
| Lloyds TSB Offshore | Lloyds TSB Group plc |
| London Scottish Bank | London Scottish Bank |
| Loughborough BS | Loughborough BS |
| Manchester BS | Manchester BS |
| Mansfield BS | Mansfield BS |
| Market Harborough BS | Market Harborough BS |
| Marks & Spencer Money | Marks and Spencer |
| Marsden BS | Marsden BS |
| MBNA Savings | Bank of America |
| Melton Mowbray BS | Melton Mowbray BS |
| Monmouthshire BS | Monmouthshire BS |
| National Counties BS | National Counties BS |
| National Savings | An executive agency of the Government |
| Nationwide BS | Nationwide BS |
| Nationwide International | Nationwide BS |
| NatWest | Royal Bank of Scotland |
| NatWest Offshore | Royal Bank of Scotland |
| Newbury BS | Newbury BS |
| Newcastle BS | Newcastle BS |
| Northern Bank | Danske Bank Group |
| Northern Bank NI | Danske Bank Group |
| Northern Rock | For what it's worth, HM Government |
| Norwich & Peterborough BS | Norwich & Peterborough BS |
| Norwich Union | Aviva plc |
| Nottingham BS | Nottingham BS |
| Post Office | Royal Mail Group plc |
| Post Office Financial Services | Royal Mail Group plc |
| Principality BS | Principality BS |
| Progressive BS | Progressive BS |
| Royal Bank of Canada (CI) Ltd | Royal Bank of Canada |
| Royal Bank of Scotland | Royal Bank of Scotland |
| Royal Bank of Scotland Int Ltd | Royal Bank of Scotland |
| Royal Bank of Scotland Int Ltd | Royal Bank of Scotland |
| S G Hambros Bank (Gibraltar) | Société Générale Group |
| Saffron BS | Saffron BS |
| Saga | Saga Limited |
| Sainsbury's Bank | J Sainsbury plc/HBOS |
| Scarborough BS | Scarborough BS |
| Scottish BS | Scottish BS |
| Scarborough (CI) Ltd | Portman BS- Nationwide BS since Sep 30 2007 |
| Scottish Widow's Bank | Lloyds TSB Group plc |
| Schroders (CI) Ltd | Schroders plc |
| Secure Trust Bank | Arbuthnot Banking Group |
| Shepshed BS | Shepshed BS |
| Skipton BS | Skipton BS |
| Skipton Guernsey | Skipton BS |
| Smile | Co-operative Group |
| Stafford Railway BS | Stafford Railway BS |
| Standard Bank | Standard Bank Group |
| Standard Chartered (Jersey) Ltd | Standard Chartered Group |
| Standard Life Bank | Standard Life Assurance Ltd, part of Standard Life plc |
| Stroud & Swindon BS | Stroud & Swindon BS |
| Teachers BS | Teachers BS |
| Tesco Personal Finance | RBS/Tesco |
| Thomas Cook | Thomas Cook AG |
| Thomson | TUI AG |
| Tipton & Coseley BS | Tipton & Coseley BS |
| Travelcare | Co-operative Group |
| Travelex | Travelex Group |
| Triodos Bank | Triodos Bank NV |
| Ulster Bank Limited | Royal Bank of Scotland |
| Vernon Building Society | Vernon Building Society |
| Virgin Money | Virgin Group |
| Wesleyan Savings Bank> | Wesleyan Savings Bank Ltd |
| Western Union | Western Union Holdings Inc. |
| West Bromwich BS | West Bromwich BS |
| Woolwich Guernsey | Barclays Private Clients International Limited |
| Yorkshire Bank | National Australia Bank |
| Yorkshire BS | Yorkshire BS |
| Yorkshire Guernsey | Yorkshire BS |
| Zurich Bank International Ltd | Zurich Financial Services |
Please note that the FSCS deposit protection is per banking licence rather than banking brand. For example, RBS owns Natwest, but Natwest has a separate licence so savers with money in each bank are protected separately. For a full explanation of how the FSCS works click here
Loan brand |
|
| AA | Centrica |
| Abbey | Santander |
| Alliance & Leicester | Alliance & Leicester |
| ASDA | GE Money |
| Bank of Ireland (NI) | Bank of Ireland |
| Bank of Scotland | HBOS |
| Bank of Scotland | HBOS |
| Barclaycard | Barclays Bank plc |
| Barclays Bank | Barclays Bank plc |
| Black Horse | Lloyds TSB |
| Bradford & Bingley | Co-operative Bank |
| Britannia BS | Bank of Scotland |
| Cheshire BS | Co-operative Bank |
| Clydesdale Bank | National Australia Bank |
| Co-operative Bank | Co-operative Bank |
| Coventry BS | Coventry Building Society |
| Cumberland BS | Co-operative Bank |
| Derbyshire BS | Co-operative Bank |
| Direct Line | Royal Bank of Scotland |
| Dudley BS | Co-operative Bank |
| Egg | Citi |
| First Direct | HSBC |
| First Trust Bank (NI) | Allied Irish Bank |
| Furness BS | Co-operative Bank |
| Goldfish | Liverpool Victoria Banking Services |
| Halifax | HBOS |
| Halifax | HBOS |
| HSBC | HSBC |
| Intelligent Finance | HBOS |
| Lloyds TSB | Lloyds TSB |
| Lombard Direct | Royal Bank of Scotland |
| Marks & Spencer Money | HSBC |
| Masterloan | Barclays Bank plc |
| MINT | Royal Bank of Scotland |
| Moneyback Bank | Alliance & Leicester |
| Nationwide BS | Nationwide BS |
| NatWest | Royal Bank of Scotland |
| NatWest | Royal Bank of Scotland |
| Northern Rock | Northern Rock |
| Norwich & Peterborough BS | Norwich & Peterborough BS |
| Norwich Union | Co-operative Bank |
| Ocean Money | Ocean Finance |
| Post Office® | Bank of Ireland |
| RAC Financial Services | Co-operative Bank |
| Royal Bank of Scotland | Royal Bank of Scotland |
| Royal Bank of Scotland | Royal Bank of Scotland |
| Sainsbury's Bank | HBOS (50/50 joint venture) |
| Smile | Co-operative Bank |
| Stroud & Swindon BS | Co-operative Bank |
| Tesco Personal Finance | Royal Bank of Scotland |
| Ulster Bank (NI) | Royal Bank of Scotland |
| Vernon BS | Co-operative Bank |
| Yorkshire Bank | National Australia Bank |
| Your personal loan.co.uk | Co-operative Bank |
Mortgage brand |
Owner |
| Abbey | Santander |
| Accord Mortgages Limited | Yorkshire BS |
| Advantage | Morgan Stanley Group |
| Alliance & Leicester | Alliance & Leicester plc |
| Allied Irish Bank (GB) | Allied Irish Bank plc |
| Amber Homeloans | Skipton BS |
| Bank of Ireland Mortgages | Bank of Ireland Group |
| Bank of Scotland International | HBOS |
| Bank of Scotland Mortgages | HBOS |
| Barnsley BS | Barnsley BS |
| Bath BS | Bath BS |
| Birmingham Midshires Solutions | HBOS |
| Bradford & Bingley | The Government |
| Bristol & West Mortgages | Bank of Ireland Group |
| Britannia BS | Britannia BS |
| Buckinghamshire BS | Buckinghamshire BS |
| Cambridge BS | Cambridge BS |
| Capital Home Loans Limited | Irish Life & Permanent plc |
| Cheltenham & Gloucester | Lloyds TSB Group plc |
| Chesham BS | Chesham BS |
| Cheshire BS | Nationwide BS |
| Co-operative Bank | The Co-operative Bank plc |
| Coventry BS | Coventry BS |
| Clydesdale Bank | National Australia Bank |
| Darlington BS | Darlington BS |
| Derbyshire BS | Salt |
| Dudley BS | Dudley BS |
| Dunfermline BS | Dunfermline BS |
| Earl Shilton BS | Earl Shilton BS |
| Ecology BS | Ecology BS |
| edeus | The Oakwood Group |
| First Direct | HSBC |
| First National | General Electric |
| First Trust Bank (NI) | Allied Irish Bank plc |
| Furness BS | Furness BS |
| Future Mortgages | Citigroup |
| Godiva | Coventry BS |
| GMAC-RFC | General Motors Group |
| Halifax | HBOS |
| Hanley Economic BS | Hanley Economic BS |
| Harpenden BS | Harpenden BS |
| Heritable Bank | Landsbanki Group (Icelandic Govt) |
| Hinckley & Rugby BS | Hinckley & Rugby BS |
| Holmesdale BS | Holmesdale BS |
| Igroup | General Electric |
| ING Direct | Intl Netherlands Grp |
| Intelligent Finance | HBOS |
| Ipswich BS | Ipswich BS |
| Irish Permanent | Irish Life & Permanent plc |
| Irish Permanent International | Irish Life & Permanent plc |
| Kensington Mortgages | Investec/Kensington Group |
| Kent Reliance BS | Kent Reliance BS |
| Lambeth BS | Portman BS |
| Leeds BS | Leeds BS |
| Leek United BS | Leek United BS |
| Lloyds TSB Scotland | Lloyds TSB Group plc |
| Loughborough BS | Loughborough BS |
| Manchester BS | Manchester BS |
| Mansfield BS | Mansfield BS |
| Market Harborough BS | Market Harborough BS |
| Marsden BS | Marsden BS |
| Melton Mowbray BS | MBS Lending |
| Mercantile BS | Mercantile BS |
| Money Partners | Investec/Kensington Group |
| Monmouthshire BS | Monmouthshire BS |
| Mortgage Express | The Government |
| Mortgages plc | Merrill Lynch |
| Mortgage Trust | Paragon Group of Companies plc |
| National Counties BS | National Counties BS |
| Nationwide BS | Nationwide BS |
| NatWest International Personal Bank | Royal Bank of Scotland |
| Newbury BS | Newbury BS |
| Northern Bank (NI) | Danske Bank Group |
| Northern Offshore Banking | Danske Bank Group |
| Northern Rock | Northern Rock plc |
| Norwich & Peterborough BS | Norwich & Peterborough BS |
| Nottingham BS | Nottingham BS |
| Paragon Mortgages | Paragon Group of Companies |
| Pink Home Loans | Skipton BS |
| Platform | Britannia BS |
| Portman BS | Portman BS- became part of Nationwide BS on Sep 30 2007 |
| Preferred Mortgages | Preferred Mortgages Litd |
| Principality BS | Principality BS |
| Progressive BS | Progressive BS |
| RBS IP First Active | Royal Bank of Scotland |
| RBS IP NatWest | Royal Bank of Scotland |
| RBS IP RBS | Royal Bank of Scotland |
| RBS IP The One account | Royal Bank of Scotland |
| Royal Bank of Scotland International | Royal Bank of Scotland |
| Saffron BS | Saffron Building Society |
| Scarborough BS | Scarborough BS |
| Scottish BS | Scottish BS |
| Scottish Widow's Bank | Lloyds TSB Group plc |
| Shepshed BS | Shepshed BS |
| Skipton BS | Skipton BS |
| Skipton BS (Commercial) | Skipton BS |
| SPML | Southern Pacific Mortgage Limited |
| Stafford Railway BS | Stafford Railway BS |
| Standard Life Bank | Standard Life |
| Stroud & Swindon BS | Stroud & Swindon BS |
| The Mortgage Business | HBOS |
| The Mortgage Works | Nationwide BS |
| Tipton & Coseley BS | Tipton & Coseley BS |
| UCB Home Loans Corporation | Nationwide BS |
| Ulster Bank Limited | Royal Bank of Scotland |
| Universal BS | Newcastle BS |
| Wave | Merill Lynch |
| West Bromwich BS | West Bromwich BS |
| Woolwich | Barclays Bank plc |
| Yorkshire Bank | National Australia Bank |
| Yorkshire BS | Yorkshire BS |
| Insurance brand | Owner |
| Allianz | Allianz |
| Autotrader | The Budget Group |
| Aviva | Aviva |
| Axa | Axa |
| Bell | Admiral Insurance Group |
| Confused.com | Admiral Insurance Group |
| Cornhill Direct | Allianz |
| Churchill | RBS Insurance |
| Diamond | Admiral Insurance Group |
| Clerical Medical | HBOS |
| Direct Line | RBS Insurance |
| Devitt Motorcycle Insurance | RBS Insurance |
| Elephant.co.uk | Admiral Insurance Group |
| Endsleigh | Zurich FS |
| esure | HBOS |
| First Alternative | HBOS |
| Gladiator | Admiral Insurance Group |
| Green Flag | RBS Insurance |
| Halifax Insurnace | HBOS |
| Intelligent Finance | HBOS |
| Marks and Spencers | Underwritten by Budget |
| MORE TH>N | Royal & Sunalliance |
| Nat West Insurance | RBS Insurance |
| Norwich Union Insurance | Aviva |
| Petplan | Allianz |
| Post Office | The Budget Group |
| Privilege | RBS Insurance |
| Prudential | Underwritten by RBS |
| RAC Insurance + Breakdown Cover | Aviva |
| Royal & Sunalliance | Royal & Sunalliance |
| Sainsbury's Bank | HBOS |
| Sheila's Wheels | HBOS |
| Tesco Personal Finance | RBS |
| Virgin Money | Underwritten by RBS |
| Yes Insurnace | The Budget Group |
Credit Cards | |
| Abbey Credit Card | Abbey |
| American Express Green | American Express |
| American Express Platinum | American Express |
| American Express RED | American Express |
| British Airways American Express | American Express |
| Nectar Credit Card | American Express |
| Nectar for Business Credit Card | American Express |
| Bank of Ireland Gold | Bank of Ireland (NI) |
| Bank of Ireland MoneyBack Gold | Bank of Ireland (NI) |
| Bank of Ireland Standard | Bank of Ireland (NI) |
| Bristol & West | Bank of Ireland (NI) |
| Post Office Platinum | Bank of Ireland (NI) |
| Post Office Platinum | Bank of Ireland (NI) |
| Post Office Travel Money Card | Bank of Ireland (NI) |
| Barclaycard Breathe Special | Barclaycard |
| Barclaycard Breathe Special | Barclaycard |
| Barclaycard Cashback | Barclaycard |
| Barclaycard Charity Card | Barclaycard |
| Barclaycard Flexi-Rate Special | Barclaycard |
| Barclaycard Football | Barclaycard |
| Barclaycard Initial | Barclaycard |
| Barclaycard Life of Balance Special | Barclaycard |
| Barclaycard Low Rate Special | Barclaycard |
| Barclaycard OnePulse | Barclaycard |
| Barclaycard Platinum Special | Barclaycard |
| Barclaycard Platinum Special | Barclaycard |
| Barclaycard Purchase Special | Barclaycard |
| Barclaycard Simplicity | Barclaycard |
| Barclaycard Student Card | Barclaycard |
| SkyCard | Barclaycard |
| Barclaycard Business Charge Gold | Barclaycard Business |
| Barclaycard Business | Barclaycard Business |
| Barclaycard Business Gold | Barclaycard Business |
| Barclaycard Business Standard | Barclaycard Business |
| Woolwich | Barclays |
| Capital One Balance Transfer Card | Capital One Bank |
| Capital One Cashback | Capital One Bank |
| Capital One Classic | Capital One Bank |
| Capital One Platinum | Capital One Bank |
| Citi Platinum | Citibank |
| Citi Platinum Life of Balance | Citibank |
| Citi/AAdvantage Gold | Citibank |
| Shell MasterCard | Citibank |
| Diners Club Travel Rewards | Diners Club UK Ltd. |
| Egg Card | Egg Banking Plc |
| Egg Money | Egg Banking Plc |
| First Trust Bank (NI) Option 1 | First Trust Bank |
| First Trust Bank (NI) Option 2 | First Trust Bank |
| First Trust Bank (NI) Option 3 | First Trust Bank |
| ASDA Credit Card | GE Capital Bank |
| Debenhams Classic Credit Card | GE Capital Bank |
| GE Money Credit Card | GE Capital Bank |
| PayPal Credit Card | GE Capital Bank |
| AA Credit Card | Halifax Bank of Scotland |
| aqua | Halifax Bank of Scotland |
| Bank of Scotland | Halifax Bank of Scotland |
| Bank of Scotland Commercial | Halifax Bank of Scotland |
| Bank of Scotland One | Halifax Bank of Scotland |
| Battersea Dogs' Home | Halifax Bank of Scotland |
| Birmingham Midshires | Halifax Bank of Scotland |
| Britannia BS | Halifax Bank of Scotland |
| Britannia Classic Introductory Rate | Halifax Bank of Scotland |
| Britannia Platinum Introductory Rate Credit Card | Halifax Bank of Scotland |
| British Red Cross | Halifax Bank of Scotland |
| Cancer Research UK | Halifax Bank of Scotland |
| Carphone Warehouse | Halifax Bank of Scotland |
| ChryslerCard | Halifax Bank of Scotland |
| Elvisly Yours | Halifax Bank of Scotland |
Great Ormond Street Hospital |
Halifax Bank of Scotland |
Halifax |
Halifax Bank of Scotland |
| Halifax One Online Special | Halifax Bank of Scotland |
| Harley-Davidson | Halifax Bank of Scotland |
| Harley-Davidson Chrome | Halifax Bank of Scotland |
| Harley-Davidson Platinum | Halifax Bank of Scotland |
| Intelligent Finance | Halifax Bank of Scotland |
| Intelligent Finance Flat Rate | Halifax Bank of Scotland |
| ipoints Loyalty Card | Halifax Bank of Scotland |
| Lawn Tennis Association | Halifax Bank of Scotland |
| Leeds BS | Halifax Bank of Scotland |
| Little Black Card | Halifax Bank of Scotland |
| Macmillan Cancer Relief | Halifax Bank of Scotland |
| Marie Curie | Halifax Bank of Scotland |
| Marriott Rewards Card | Halifax Bank of Scotland |
| Mencap | Halifax Bank of Scotland |
| MercedesCard | Halifax Bank of Scotland |
| National Canine Defence League | Halifax Bank of Scotland |
| National Childbirth Trust | Halifax Bank of Scotland |
| National Union of Teachers | Halifax Bank of Scotland |
| Norwich and Peterborough BS | Halifax Bank of Scotland |
| NSPCC Charity Card | Halifax Bank of Scotland |
| Premier Rugby | Halifax Bank of Scotland |
| Royal Horticultural Society | Halifax Bank of Scotland |
| Royal National Institute for the Deaf | Halifax Bank of Scotland |
| Sainsbury's Bank | Halifax Bank of Scotland |
| Sainsbury's Bank Advantage | Halifax Bank of Scotland |
| Sainsbury's Bank Platinum | Halifax Bank of Scotland |
| Sainsbury's Bank Standard | Halifax Bank of Scotland |
| SSPCA Charity Card | Halifax Bank of Scotland |
| The AA | Halifax Bank of Scotland |
| TUC (Trades Union Congress) | Halifax Bank of Scotland |
| UNISON (Available via the Fool) | Halifax Bank of Scotland |
| Welsh Rugby Union | Halifax Bank of Scotland |
| Whale & Dolphin Conservation | Halifax Bank of Scotland |
| Youth Hostels Association | Halifax Bank of Scotland |
| Amazon.co.uk Credit Card | Halifax Card Services |
| Artscard | HSBC Bank Plc |
| Beatties | HSBC Bank Plc |
| Beneficial Bank | HSBC Bank Plc |
Cambridge University |
HSBC Bank Plc |
| English Heritage | HSBC Bank Plc |
| first direct classic card | HSBC Bank Plc |
| first direct credit card | HSBC Bank Plc |
| first direct gold card | HSBC Bank Plc |
| GM Card | HSBC Bank Plc |
| HFC Bank | HSBC Bank Plc |
| HSBC Bank Credit Card | HSBC Bank Plc |
| HSBC Commercial Card | HSBC Bank Plc |
| HSBC Premier | HSBC Bank Plc |
| HSBC Student Credit Card | HSBC Bank Plc |
| John Lewis-Waitrose Partnership | HSBC Bank Plc |
| Morrisons | HSBC Bank Plc |
| Marks & Spencer &MORE | HSBC Bank Plc |
| RSPCA Platinum | HSBC Bank Plc |
| ICICI Bank Platinum Card | ICICI Bank |
| Accucard | Lloyds TSB Bank Plc |
| Breakthrough Breast Cancer | Lloyds TSB Bank Plc |
| Create Card | Lloyds TSB Bank Plc |
| Lloyds TSB Advance | Lloyds TSB Bank Plc |
| Lloyds TSB Airmiles Duo | Lloyds TSB Bank Plc |
| Lloyds TSB Airmiles Duo | Lloyds TSB Bank Plc |
| Lloyds TSB Airmiles Duo | Lloyds TSB Bank Plc |
| Lloyds TSB Airmiles Duo | Lloyds TSB Bank Plc |
| Lloyds TSB Platinum MasterCard | Lloyds TSB Bank Plc |
| Lloyds TSB Travel Money Card | Lloyds TSB Bank Plc |
| National Counties BS | Lloyds TSB Bank Plc |
| RSPCA (Available via the Fool) | Lloyds TSB Bank Plc |
| Scottish Widows | Lloyds TSB Bank Plc |
| United Airlines | Lloyds TSB Bank Plc |
| Alliance and Leicester Platinum | MBNA Europe Bank Limited |
| Alliance and Leicester Standard | MBNA Europe Bank Limited |
| AOL Rewards American Express | MBNA Europe Bank Limited |
| Arsenal Rewards Platinum | MBNA Europe Bank Limited |
| Aston Villa Rewards Platinum | MBNA Europe Bank Limited |
| Aston Villa Rewards Standard | MBNA Europe Bank Limited |
| Barnsley BS Platinum | MBNA Europe Bank Limited |
| Barnsley BS Standard | MBNA Europe Bank Limited |
| Bath Rugby Platinum | MBNA Europe Bank Limited |
| Bath Rugby Standard | MBNA Europe Bank Limited |
| Battersea Dogs and Cats Home | MBNA Europe Bank Limited |
| Birmingham City FC Platinum | MBNA Europe Bank Limited |
| Birmingham City FC Standard | MBNA Europe Bank Limited |
| Blackburn Rovers Rewards Platinum | MBNA Europe Bank Limited |
| Blackburn Rovers Rewards | MBNA Europe Bank Limited |
| bmi Classic Platinum | MBNA Europe Bank Limited |
| bmi Classic Standard | MBNA Europe Bank Limited |
| Boating Extreme Sports | MBNA Europe Bank Limited |
| Boating Inland Waterway | MBNA Europe Bank Limited |
| Boating Platinum | MBNA Europe Bank Limited |
| Boating Sail Boat | MBNA Europe Bank Limited |
| Boating Speed Boat | MBNA Europe Bank Limited |
| Bolton Wanderers Rewards Platinum | MBNA Europe Bank Limited |
| Born Free Foundation Standard | MBNA Europe Bank Limited |
| Bradford Bulls Platinum Plus | MBNA Europe Bank Limited |
| Bradford Bulls Standard | MBNA Europe Bank Limited |
| Bradford City AFC Platinum | MBNA Europe Bank Limited |
| Bradford City AFC Standard | MBNA Europe Bank Limited |
| Breakthrough Breast Cancer | MBNA Europe Bank Limited |
| Bristol Shoguns Platinum | MBNA Europe Bank Limited |
| Bristol Shoguns Standard | MBNA Europe Bank Limited |
| British Heart Foundation Platinum | MBNA Europe Bank Limited |
| British Heart Foundation Standard | MBNA Europe Bank Limited |
| British Motorcyclists Federation | MBNA Europe Bank Limited |
| Burnley FC Platinum | MBNA Europe Bank Limited |
| Burnley FC Standard | MBNA Europe Bank Limited |
| Cardiff City FC Platinum | MBNA Europe Bank Limited |
| Cardiff City FC Standard | MBNA Europe Bank Limited |
| Carlisle United Platinum | MBNA Europe Bank Limited |
| Carlisle United Standard | MBNA Europe Bank Limited |
| Charlton Athletic Platinum | MBNA Europe Bank Limited |
| Chelsea Rewards Platinum | MBNA Europe Bank Limited |
| Cheshire Building Society | MBNA Europe Bank Limited |
| ChildLine Platinum | MBNA Europe Bank Limited |
| ChildLine Standard | MBNA Europe Bank Limited |
| Classical Arts Platinum | MBNA Europe Bank Limited |
| Classical Arts Standard | MBNA Europe Bank Limited |
| Cystic Fibrosis Trust Standard | MBNA Europe Bank Limited |
| Delta SkyMiles Platinum | MBNA Europe Bank Limited |
| Delta SkyMiles Standard | MBNA Europe Bank Limited |
| England Cricket Platinum | MBNA Europe Bank Limited |
| England Rugby Platinum | MBNA Europe Bank Limited |
| England Rugby Standard | MBNA Europe Bank Limited |
| Fulham Platinum | MBNA Europe Bank Limited |
| Fulham Standard | MBNA Europe Bank Limited |
| Garfield Standard | MBNA Europe Bank Limited |
| Gloucester Rugby Platinum | MBNA Europe Bank Limited |
| Gloucester Rugby Standard | MBNA Europe Bank Limited |
| Golf Platinum | MBNA Europe Bank Limited |
| Golf Standard | MBNA Europe Bank Limited |
| Grimsby Town FC Platinum | MBNA Europe Bank Limited |
| Grimsby Town FC Standard | MBNA Europe Bank Limited |
| GSE Racing | MBNA Europe Bank Limited |
| Halfords Rewards Platinum | MBNA Europe Bank Limited |
| Heart of Midlothian Platinum | MBNA Europe Bank Limited |
| Homebase | MBNA Europe Bank Limited |
| Honda Racing Standard | MBNA Europe Bank Limited |
| Huddersfield Town FC Platinum | MBNA Europe Bank Limited |
| Huddersfield Town FC Standard | MBNA Europe Bank Limited |
| Ipswich Town Platinum | MBNA Europe Bank Limited |
| lastminute.com travel cash | MBNA Europe Bank Limited |
| Leeds Tykes Platinum | MBNA Europe Bank Limited |
| Leeds Tykes Standard | MBNA Europe Bank Limited |
| Leeds United Platinum | MBNA Europe Bank Limited |
| Leicester City FC Platinum | MBNA Europe Bank Limited |
| Leicester City FC Standard | MBNA Europe Bank Limited |
| Leicester Tigers Platinum | MBNA Europe Bank Limited |
| Leicester Tigers Standard | MBNA Europe Bank Limited |
| Leyton Orient FC Platinum | MBNA Europe Bank Limited |
| Leyton Orient FC Standard | MBNA Europe Bank Limited |
| Liverpool FC Rewards Platinum | MBNA Europe Bank Limited |
| London Irish Platinum | MBNA Europe Bank Limited |
| London Irish Standard | MBNA Europe Bank Limited |
| London Wasps Platinum | MBNA Europe Bank Limited |
| London Wasps Standard | MBNA Europe Bank Limited |
| Loughborough BS Platinum | MBNA Europe Bank Limited |
| Loughborough BS Standard | MBNA Europe Bank Limited |
| Manchester City Rewards Platinum | MBNA Europe Bank Limited |
| Manchester United Platinum | MBNA Europe Bank Limited |
| Manufacturing, Science & Finance | MBNA Europe Bank Limited |
| MBNA Business Card with bmi | MBNA Europe Bank Limited |
| MBNA Business Card Cashback | MBNA Europe Bank Limited |
| MBNA Platinum Plus | MBNA Europe Bank Limited |
| MBNA Platinum Rewards Card | MBNA Europe Bank Limited |
| MBNA Platinum Rewards Card | MBNA Europe Bank Limited |
| MBNA Rewards American Express | MBNA Europe Bank Limited |
| MBNA Self Employed Business | MBNA Europe Bank Limited |
| MBNA Travel American Express | MBNA Europe Bank Limited |
| Melton Mowbray BS Platinum | MBNA Europe Bank Limited |
| Melton Mowbray BS Standard | MBNA Europe Bank Limited |
| Middlesborough Rewards Platinum | MBNA Europe Bank Limited |
| Miles & More Platinum | MBNA Europe Bank Limited |
| Miles & More Standard | MBNA Europe Bank Limited |
| MotoGP Platinum | MBNA Europe Bank Limited |
| MotoGP Standard | MBNA Europe Bank Limited |
| Motorcycle Action Group Platinum | MBNA Europe Bank Limited |
| Motorcycle Action Group Standard | MBNA Europe Bank Limited |
| National Geographic Society | MBNA Europe Bank Limited |
| National Trust Platinum | MBNA Europe Bank Limited |
| NEC Harlequins Platinum | MBNA Europe Bank Limited |
| NEC Harlequins Standard | MBNA Europe Bank Limited |
| Newcastle Falcons Platinum | MBNA Europe Bank Limited |
| Newcastle Falcons Standard | MBNA Europe Bank Limited |
| Newcastle United Rewards | MBNA Europe Bank Limited |
| NFU (National Farmers' Union) | MBNA Europe Bank Limited |
| Northampton Saints Platinum | MBNA Europe Bank Limited |
| Northampton Saints Standard | MBNA Europe Bank Limited |
| Norwich City Platinum | MBNA Europe Bank Limited |
| Oxford United FC Platinum | MBNA Europe Bank Limited |
| Oxford United FC Standard | MBNA Europe Bank Limited |
| PCA Cricket Card | MBNA Europe Bank Limited |
| PDSA | MBNA Europe Bank Limited |
| Peterborough United Platinum | MBNA Europe Bank Limited |
| Peterborough United Standard | MBNA Europe Bank Limited |
| Prince's Trust Platinum | MBNA Europe Bank Limited |
| Prince's Trust Standard | MBNA Europe Bank Limited |
| Priority Club Rewards Platinum | MBNA Europe Bank Limited |
| Priority Club Rewards Standard | MBNA Europe Bank Limited |
| Queens Park Rangers Platinum | MBNA Europe Bank Limited |
| RAC | MBNA Europe Bank Limited |
| Rangers Platinum | MBNA Europe Bank Limited |
| Reading Rewards Platinum | MBNA Europe Bank Limited |
| Red Ribbon Platinum | MBNA Europe Bank Limited |
| Red Ribbon Standard | MBNA Europe Bank Limited |
| Robinsons Country Leisure | MBNA Europe Bank Limited |
| Rotary International | MBNA Europe Bank Limited |
| Rotherham United FC Platinum | MBNA Europe Bank Limited |
| Rotherham United FC Standard | MBNA Europe Bank Limited |
| Royal British Legion Standard | MBNA Europe Bank Limited |
| Royal Doulton Platinum | MBNA Europe Bank Limited |
| Royal Doulton Standard | MBNA Europe Bank Limited |
| Royal Liverpool Philharmonic Society | MBNA Europe Bank Limited |
| Ryanair.com | MBNA Europe Bank Limited |
| Sale Sharks Platinum | MBNA Europe Bank Limited |
| Sale Sharks Standard | MBNA Europe Bank Limited |
| Saracens Platinum | MBNA Europe Bank Limited |
| Saracens Standard | MBNA Europe Bank Limited |
| Sargent Cancer Care for Children | MBNA Europe Bank Limited |
| SBK Card Series Platinum | MBNA Europe Bank Limited |
| SBK Card Series Standard | MBNA Europe Bank Limited |
| Sheffield United Rewards | MBNA Europe Bank Limited |
| Ski Club of Great Britain Platinum | MBNA Europe Bank Limited |
| Ski Club of Great Britain Standard | MBNA Europe Bank Limited |
| SonyCard | MBNA Europe Bank Limited |
| SonyCard Platinum | MBNA Europe Bank Limited |
| Southampton FC Platinum | MBNA Europe Bank Limited |
| Southampton FC Standard | MBNA Europe Bank Limited |
| Speedway Grand Prix Standard | MBNA Europe Bank Limited |
| Thomas Cook Credit Card | MBNA Europe Bank Limited |
| Tottenham Hotspur Rewards | MBNA Europe Bank Limited |
| Tranmere Rovers FC Platinum | MBNA Europe Bank Limited |
| Tranmere Rovers FC Standard | MBNA Europe Bank Limited |
| UK Athletics Platinum | MBNA Europe Bank Limited |
| UK Athletics Standard | MBNA Europe Bank Limited |
| UNICEF | MBNA Europe Bank Limited |
| UNICEF Platinum | MBNA Europe Bank Limited |
| VIP Entertainment Card Platinum | MBNA Europe Bank Limited |
| Virgin Credit Card | MBNA Europe Bank Limited |
| Watford Rewards | MBNA Europe Bank Limited |
| Welsh Rugby Union Platinum | MBNA Europe Bank Limited |
| West Ham United Rewards | MBNA Europe Bank Limited |
| Worcester Warriors Platinum | MBNA Europe Bank Limited |
| Worcester Warriors Standard | MBNA Europe Bank Limited |
| WSPA Standard | MBNA Europe Bank Limited |
| WWF Platinum | MBNA Europe Bank Limited |
| WWF Standard | MBNA Europe Bank Limited |
| Wycombe Wanderers FC | MBNA Europe Bank Limited |
| buy and fly! | Morgan Stanley |
| Goldfish | Morgan Stanley |
| Morgan Stanley | Morgan Stanley |
| Clydesdale Bank Gold | National Australia Bank |
| Yorkshire Bank Business | National Australia Bank |
| Yorkshire Bank Gold | National Australia Bank |
| Nationwide BS Classic | Nationwide |
| Nationwide BS Gold | Nationwide |
| Nationwide Comic Relief | Nationwide |
| Lombard Direct | Royal Bank of Scotland |
| MINT Credit Card | Royal Bank of Scotland |
| NatWest Business Charge Card | Royal Bank of Scotland |
| NatWest Business Credit Card | Royal Bank of Scotland |
| NatWest Platinum | Royal Bank of Scotland |
| NatWest Student | Royal Bank of Scotland |
| Tesco Bonus Credit Card | Royal Bank of Scotland |
| Tesco Business Card | Royal Bank of Scotland |
| Tesco Clubcard Credit Card | Royal Bank of Scotland |
| Ulster Bank (NI) | Royal Bank of Scotland |
| Ulster Bank (NI) Gold | Royal Bank of Scotland |
| Woodland Trust | Royal Bank of Scotland |
| Royal Bank of Scotland | Royal Bank of Scotland |
| Royal Bank of Scotland Royalties | Royal Bank of Scotland |
| Royal Bank of Scotland Student | Royal Bank of Scotland |
| Aqua | SAV Credit |
| Marbles | SAV Credit |
| Action Aid | The Co-operative Bank Plc |
| Amnesty International Standard | The Co-operative Bank Plc |
| Barnardo's Standard | The Co-operative Bank Plc |
| Children's Society | The Co-operative Bank Plc |
| Christian Aid | The Co-operative Bank Plc |
| Co-operative Bank Advantage | The Co-operative Bank Plc |
| Co-operative Bank Clear | The Co-operative Bank Plc |
| Co-operative Bank Travel | The Co-operative Bank Plc |
| Greenpeace | The Co-operative Bank Plc |
| Help the Aged | The Co-operative Bank Plc |
| Help the Hospices Standard | The Co-operative Bank Plc |
| Labour Party | The Co-operative Bank Plc |
| Liberal Democrats | The Co-operative Bank Plc |
| Medical Foundation | The Co-operative Bank Plc |
| Mothers' Union | The Co-operative Bank Plc |
| NAHT | The Co-operative Bank Plc |
| Northern Rock | The Co-operative Bank Plc |
| Oxfam Advantage Platinum | The Co-operative Bank Plc |
| Oxfam Standard | The Co-operative Bank Plc |
| Ramblers Association | The Co-operative Bank Plc |
| RSPB | The Co-operative Bank Plc |
| Save The Children | The Co-operative Bank Plc |
| Sightsavers International | The Co-operative Bank Plc |
| Smile | The Co-operative Bank Plc |
| Stroud & Swindon BS | The Co-operative Bank Plc |
| Tearfund | The Co-operative Bank Plc |
| Terrence Higgins Trust | The Co-operative Bank Plc |
| The Children's Society | The Co-operative Bank Plc |
| Vegetarian Society | The Co-operative Bank Plc |
| Yorkshire BS Base Rate Tracker | The Co-operative Bank Plc |
| Yorkshire BS Classic Credit Card | The Co-operative Bank Plc |
Source: GoCompare.com, Moneyfacts.co.uk, Moneysupermarket.com
Image courtesy of Jazzmasteron
By James Charles
More from Money Central:
The six safest places for your savings
Ten ways to save without even noticing
The 10 worst property investments ever
The 10 most decadent dictators
Top secret: 10 things you didn't know about the property market
The 10 best stock market investments ever
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The 10 most ridiculous fines of all time




I spoke to someone at Scottish Widows the other day and they claim to have a separate banking licence to Lloyds TSB Group plc even though they are owned by them. They said that they were aware of this list and that their media relations dept had been in touch with the Times.
No change though.
Posted by: Paul B | 18 Jan 2009 19:15:26
An old article now but STILL no mention of Anglo Irish, near, if not at, the top of the deposit interest tables?
Posted by: Stan in Cyprus | 6 Jan 2009 10:49:01
This is a misleading list, with errors. e.g Saga is licenced via Birmingham Midshires (i.e. HBOS). Savers might be misled into putting deposits in excess of the FSA protection limits.
Posted by: Peaky | 30 Nov 2008 18:49:05
This is an interesting list of "who owns what" but it is now out of date.
Where can one find an updated version ?
Posted by: Frank Anstis | 4 Nov 2008 14:31:10
Please update this page - you shouldn't be linking to it from the savings page when its so out of date.
Posted by: | 1 Nov 2008 11:54:06
It's easy enough to copy the data from this blog and paste it into a spreadsheet. Then you can sort the data as you like - by Owner the most useful.
Posted by: Doc Mick | 17 Oct 2008 05:24:53
hat is the position of AK bank ?
Posted by: Eve Clarke | 15 Oct 2008 19:12:24
How old is this list?
Santander own A&L,B&B,RBS no longer own Tesco PF
Posted by: charles | 15 Oct 2008 08:35:43
This list is ten months out of date, so why is it linked from an article only two days old without an update. Come on The Times, get your finger out!
Posted by: Ben Frost | 13 Oct 2008 23:44:33
I have a Flybe credit card issued by Sygma Bank UK Ltd. Who owns Sygma?
Posted by: Penny | 13 Oct 2008 10:00:29
what a mess of a report ,Alliance & Leicester plc is owned by Santander and as someone else has said Nothern Rock plc is owned by HMG as is Bradford and Bingley plc
Posted by: nick, london | 12 Oct 2008 12:50:23
Is Natwest safer than RBS i.e. does it have it's own capital separate to RBS and as a subsid could carry on trading even if holding company was struggling??
or is it's capital based on funding from parent?
Posted by: Mike | 12 Oct 2008 07:08:30
Nationwide B.S. has not yet completed the mergers with Derbyshire & Cheshire Building Societies - due to be completed by the end of December 2008. Scarborough Channel Islands is wholly owned by Scarborough Building Society as Portman B.S. sold it to them before they merged with Nationwide B.S.
Posted by: Cazz | 11 Oct 2008 18:26:53
This needs to be urgently updated plus where do they invest the money? In Iceland ??? Clarification required
Posted by: cherry | 11 Oct 2008 13:21:06
The list needs updating - Kaupthing, Singer & Friedlander is now owned by ING, and I thought Nationwide took over the Derbyshire and Cheshire Building Societies some weeks ago.
A list like this is only useful if it is accurate!
Posted by: Suzie | 11 Oct 2008 12:47:22
Which banks, though part of the same group, hold separate banking licences?
Posted by: David Crudge | 11 Oct 2008 10:20:14
Far too many fingers in FARRR too many pies!!
PS. This article is not in a logical sequence and is very confusing. Should have listed all the majors and who they own and lumped them all together ,so that we can see exactly who has their hand in what pocket.
Posted by: Colin | 10 Oct 2008 21:52:53
It should be 'Who Owns Whom?'
Posted by: David Legg | 9 Oct 2008 15:25:36
I think Egg in all forms is part of Citi. Useful, if badly formatted article.
Posted by: Matt | 9 Oct 2008 06:05:56
hello
thought this may be of interest. Please show to CS
x
Posted by: CP | 9 Oct 2008 00:04:29
How about Harrods Bank Ltd.?
Posted by: A. Campbell | 8 Oct 2008 15:52:47
morgan stanley credit card is actually owned by barclaycard now!
Posted by: chetas patel | 8 Oct 2008 01:20:19
you can check the bank licenses on the fsa WEB page in a pdf file. You get £50k for each seperate FSA registered bank. Conceivably people will not realise that they need to spread out their savings.. I wish I was that rich !
Posted by: Simon Parker | 7 Oct 2008 22:34:18
FSA told me this morning that RBS and NAT West would be treated separately as they have separate banking licences - which is not as it is set out in the table.
Posted by: DB | 7 Oct 2008 16:08:05
Somewhat misleading as a few things have changed.
Firstly, in response to Margaret Weston: FBN BANK (UK) Ltd is owned by First Bank of Nigeria PLC.
Secondly, in response to some of the other posters. You are not necessarily correct. Some credit cards are administered by other companies than the loans and mortgages.
Thirdly, Tesco Personal Finance is owned completely by Tesco. RBS provides the backend systems for it, but it was bought out - and reported by Times Online - by Tesco for £950m.
There are several other mistakes, but it would take me a while to list them all!
Posted by: Jonathan Sklan-Willis | 7 Oct 2008 14:01:22
This table is actually dangerous and could result in losing a lot of money. The article "How to protect your savings" states that it the protection of 50,000 pounds by the FSA is per Banking Licence and not by brand or by who owns the bank. The table should show the banking licences.
Posted by: Ramsay | 7 Oct 2008 13:50:27
Anyone know origins of FirstSave - FBN Bank (UK) Ltd.?
Posted by: Margaret Weston | 4 Oct 2008 09:52:42
Yes, MBNA Europe Bank Limited = Bank of America.
MBNA kept it's branding in Europe and Canada after the merger.
Posted by: Hannah Callen | 10 Jun 2008 12:11:19
Needs a serious edit - close to useless in this form
Posted by: noddy36 | 31 May 2008 10:02:11
Given information is helpful for citizens.In which banks and building societies, credit card companies and insurers are in alphabetical order.Dos't confuse because offshore company formation give the discripsion.
Posted by: Seo Web Guide | 9 May 2008 12:36:56
Anglo Irish is not listed under Banks & Building Societies, but regularly features in Sat Times Money section
Posted by: Roger Howell | 17 Mar 2008 17:16:50
is mess a this article
Posted by: | 2 Mar 2008 14:27:36
NorthernRock Plc? - Should this not be UK Government?!
Posted by: Glenn Miller | 18 Feb 2008 14:36:01
The list could have been most useful but becomes totaly confusing in this form.
Posted by: frank howard | 21 Dec 2007 14:35:57
What does a web design diagram have to do with who-owns-whom? Also, not immediately obvious that the "table" above is actually a table. Ever heard of putting in a column header?
Posted by: Bob | 18 Dec 2007 00:07:23
While not surprisingly a Diners Club Travel Rewards is issued by Diners Club UK Ltd, Diners Club UK Ltd = Citibank.
Marks & Spencer Money = HSBC and on the same basis Marks & Spencer Money DOES NOT = Marks and Spencer.
Conclusion - somewhat error filled reporting.
NB Halifax Bank of Scotland = HBOS!!!
Posted by: Mike Fuller | 14 Dec 2007 23:19:46
If MBNA Savings = Bank of America does
MBNA Europe Bank Limited also = Bank of America?
Posted by: | 13 Dec 2007 23:22:35
Asda = Bradford & Bingley
Rufler Bank = Rufler Bank
Posted by: | 11 Dec 2007 17:37:21