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Money MOT

Benny Lawson has achieved something about which most of us only dream - earning money by doing something she loves.  But the 63-year-old, who boosts her retirement income by being an "animal aunt", wants to know how she can plan her future financial needs as well as making sure she has enough cash to enjoy trips to the theatre and holidays. Our panel of experts have given Benny some advice, but we are looking for your hints and tips for Benny. The best suggestion wins a bottle of champagne.

Money Makeover

Michelle O'Connor, an assistant psychologist from Nottingham, is nearly £10,000 in debt. On a salary of £16,700, paying it off isn't going to be easy, especially if she refuses to give up her obsession with Duran Duran.... We are looking for advice on how she can ease her debt problems. The best suggestion wins a bottle of champagne.

Help us find a lender

This Saturday's Money MOT features the football-loving Stevens family from Norfolk. Terry, Debra, Lucy and Simon, are buying a second home in Portugal. This has nothing to do with a love of FC Porto - they are Arsenal supporters, but they are hoping to use it as a holiday retreat for at least six weeks of the year, and then let friends and colleagues stay at other times. Terry has had a nightmare finding lenders that do not charge the earth for arranging overseas mortgages. He is also unsure about whether to add the loan to his existing mortgage on their UK home, or take out a separate deal.